AAA Shariah

AlfAccurate Advisors
PMS Multi Cap & Flexi Cap
Benchmark
S&P BSE 500 TRI
Inception Date
30 April 2019
Min. Investment
₹50,00,000
AUM (Cr.)
₹245.78
SIP Available
No
STP Available
No

Investment Strategy

Investment Approach

Our investment approach prioritizes capital preservation and market cycle resilience through strategic allocation to companies characterized by: * **Proven Leadership:** Demonstrated management teams with a track record of success. * **Robust Financial Health:** Strong balance sheets indicating financial stability and capacity. * **Exceptional Earnings Trajectory:** Superior earnings growth demonstrating consistent profitability. * **Unwavering Governance Standards:** Stellar corporate governance underscoring ethical and responsible practices. * **Enduring Fundamentals:** Resilient underlying business models. * **Sustainable Competitive Moats:** Sustainable competitive advantages that protect market position.

Investment Objective

We employ a focused investment strategy centered on identifying and capitalizing on opportunities within the Indian market that exhibit robust and enduring growth potential. Our approach involves constructing a concentrated portfolio, typically comprising around 30 meticulously selected, high-quality companies demonstrating strong growth characteristics. A key tenet of our selection process is the emphasis on businesses possessing sound financial health, evidenced by strong balance sheets and a consistent track record of high returns on capital employed.

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH -3.21% -0.24% -2.97%
3 MONTHS -1.64% 5.02% -6.66%
6 MONTHS -3.19% 1.63% -4.82%
1 YEAR -6.43% 7.63% -14.06%
2 YEAR 6.42% 11.65% -5.23%
3 YEAR 12.32% 16.41% -4.09%
5 YEAR 13.56% 16.82% -3.26%
SINCE INCEPTION 14.59% 15.70% -1.11%

Calendar Year Performance

Year Return
CY 2025 -6.43%
CY 2024 21.04%

Financial Year Performance

Year Return
FY 26_YTD 4.76%
FY 25 5.90%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

Rajesh Kothari

Founder and Managing Director

Mr. Rajesh Kothari, Founder and Managing Director of AlfAccurate Advisors, is a distinguished leader in India's investment advisory sector. Possessing a CWA and an MBA, he brings over 27 years of extensive experience in Indian capital markets, having managed numerous investment initiatives at prominent financial institutions. AlfAccurate Advisors PMS has achieved a compounded annualized return of 18.6% since its establishment in 2009, a performance that ranks among the industry's highest. Prior to co-founding AlfAccurate Advisors, Mr. Kothari served as a Fund Manager at DSP Merrill Lynch Fund Managers (now DSP BlackRock Mutual Fund). During his five-year tenure, the firm's equity assets under management grew from USD 100 million to USD 1.5 billion. Under his management, the equity schemes consistently secured a first quartile ranking from CRISIL, a Standard & Poor's affiliate. This track record underscores his profound financial expertise and deep understanding of investment principles. Mr. Kothari has been recognized with multiple accolades for generating exceptional and sustained risk-adjusted returns. He was the recipient of the CRISIL Mutual Fund of the Year Award in 2006 for the DSP Merrill Lynch Equity Fund. Economic Times acknowledged him as a Platinum Fund Manager. Furthermore, the fund house received the Lipper India Fund award for Best Equity Fund Group for three consecutive years during his leadership. He was also honored with the CMA Young Achiever Award in 2014 by ICMAI. His thought leadership has been sought after at various international forums, including the Maharashtra Economic Summit, the Institute of Directors, the TradeTech Asia conference, and The World Council for Corporate Governance, where he has delivered keynote addresses. He has also been a featured guest speaker on prominent business television channels such as CNBC-TV18, ETNOW, and Bloomberg. Beyond his professional endeavors, Mr. Kothari actively contributes to the Arham Yuva Seva Group, a philanthropic organization dedicated to implementing impactful programs for the betterment of youth.

Portfolio Details

Portfolio Composition

Large Cap
39.59%
Mid Cap
23.83%
Small Cap
34.65%
Cash & Equivalent
1.93%

Top 5 Holdings

  • Tata Consultancy Services Ltd 5.67%
  • Infosys Ltd 4.95%
  • Reliance Industries Ltd 4.27%
  • Gabriel India Ltd 3.32%
  • UNO Minda Ltd 3.10%

Top 5 Sectors

  • Consumer 27.99%
  • Software 24.31%
  • Pharma 10.95%
  • Engineering 10.13%
  • Auto & Auto Ancillary 7.48%

Portfolio Characteristics

total number of stocks
N/A
top 5 stocks percent
21.31%
top 5 sectors percent
80.86%
average market cap
278940.04
portfolio age
6 Yrs, 8 Months
sip
Not Available
stp
Not Available

Fee Structure

Fixed Fee

AMC: 2.5%

Variable Fee

AMC: 1.5%

Hurdle: 10%

Profit Sharing: 20%

Exit Load

Year 1: 2%

Year 2: 0%

Year 3: 0%

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Disclaimer

Returns are as of 2025-12-31. Returns for periods up to one year are not annualized. Returns for periods exceeding one year are annualized. Returns are computed using the Time Weighted Rate of Return (TWRR) methodology and are provided by the respective Asset Management Companies (AMCs). 'ND' denotes 'No Data', and 'NA' denotes 'Not Applicable'. The performance of the respective Benchmark Indices is presented above. Benchmark(s) are as defined in SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022, APMI circular no. APMI/2022-23/02 dated March 23, 2023, and Revised Annexure-1.

This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

Last Updated: January 2026 · Published by Affluense AI (affluense.ai)