Affluense AI AFFLUENSE

ASK Financial Opportunities Portfolio

ASK Investment Managers Ltd
PMS Sector Fund
Benchmark
Nifty 50 TRI
Inception Date
26 June 2018
Min. Investment
₹50,00,000
AUM (Cr.)
₹190.00
SIP Available
Yes
STP Available
Yes

Investment Strategy

Investment Approach

Our investment strategy emphasizes deep conviction in meticulously selected companies within the Banking and Financial Services sector. We focus on businesses across diverse market capitalizations, prioritizing those with high-quality attributes and significant growth potential, poised for sustained long-term value creation.

Investment Objective

The investment strategy focuses on constructing a concentrated portfolio of approximately 10-15 high-quality businesses. These businesses are selected for their demonstrated capacity for superior long-term capital appreciation and are predominantly drawn from the Banking and Financial Services sector.

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH -0.18% -0.28% 0.10%
3 MONTHS 11.70% 6.33% 5.37%
6 MONTHS 2.77% 2.92% -0.15%
1 YEAR 16.60% 11.88% 4.72%
2 YEAR 16.13% 10.94% 5.19%
3 YEAR 15.81% 14.29% 1.52%
5 YEAR 12.24% 14.67% -2.43%
SINCE INCEPTION 10.01% 13.86% -3.85%

Calendar Year Performance

Year Return
CY 2025 16.60%
CY 2024 15.80%
CY 2023 15.09%
CY 2022 -0.98%
CY 2021 15.83%
CY 2020 -0.26%
CY 2019 26.70%
CY 2018 -9.00%

Financial Year Performance

Year Return
FY 26_YTD 21.24%
FY 25 15.59%
FY 24 22.29%
FY 23 -10.93%
FY 22 10.34%
FY 21 76.16%
FY 20 -25.75%
FY 19 -6.80%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

Sumit Jain

Fund Manager - Deputy CIO

With approximately 19 years of dedicated experience in the Indian equity landscape, this individual has played a pivotal role in the development of the Indian Entrepreneur strategy. He currently serves as the Portfolio Manager for the Indian Entrepreneur Portfolio, which boasts an Assets Under Management (AUM) exceeding USD 2.5 billion. Furthermore, he holds oversight responsibilities for other investment strategies within ASK. A significant contribution includes his involvement in the construction of ASK's proprietary valuation models. His prior professional engagements include roles at ICICI Prudential Life Insurance and First Global Securities. He holds a postgraduate degree in Management from Mumbai University and became a part of ASK in October 2005.

Portfolio Details

Portfolio Composition

Large Cap
63.30%
Mid Cap
21.56%
Small Cap
14.86%
Cash & Equivalent
0.28%

Top 5 Holdings

  • HDFC Bank Ltd 16.28%
  • Kotak Mahindra Bank Ltd 8.01%
  • Bajaj Finance Ltd 7.92%
  • SBI Life Insurance Co Ltd 7.10%
  • State Bank of India 6.81%

Top 5 Sectors

  • Financial Services 99.72%

Portfolio Characteristics

total number of stocks
13
top 5 stocks percent
46.12%
top 5 sectors percent
99.72%
average market cap
263252.15
portfolio age
7 Yrs, 6 Months
sip
Available
stp
Available

Fee Structure

Fixed Fee

AMC: 2.5%

Variable Fee

AMC: 1.5%

Hurdle: 8%

Profit Sharing: 20%

Exit Load

Year 1: 0%

Year 2: 0%

Year 3: 0%

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Disclaimer

Returns are as of 2025-12-31. Returns for periods up to one year are not annualized. Returns for periods exceeding one year are annualized. Returns are computed using the Time Weighted Rate of Return (TWRR) methodology and are provided by the respective Asset Management Companies (AMCs). 'ND' denotes 'No Data', and 'NA' denotes 'Not Applicable'. The performance of the respective Benchmark Indices is presented above. Benchmark(s) are as defined in SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022, APMI circular no. APMI/2022-23/02 dated March 23, 2023, and Revised Annexure-1.

This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

Last Updated: January 2026 · Published by Affluense AI (affluense.ai)