Affluense AI AFFLUENSE

Business Cycle Fund

Ckredence Wealth Management Pvt Ltd
PMS Multi Cap & Flexi Cap
Benchmark
Nifty 50 TRI
Inception Date
10 November 2023
Min. Investment
₹50,00,000
SIP Available
No
STP Available
No

Investment Strategy

Investment Approach

The investment strategy targets companies that have overcome transient challenges and are now demonstrating a clear rebound. These businesses exhibit robust growth prospects and scalability, operating within supportive industry environments. A strong emphasis is placed on maintaining high corporate governance standards, ensuring financial stability, and investing at prudent valuations.

Investment Objective

This fund is designed to pursue long-term capital appreciation by strategically allocating capital to sectors and entities poised for significant expansion. The investment strategy will involve a measured approach to selecting a concentrated portfolio, spanning various market capitalizations, to capitalize on anticipated upturns in economic cycles. The typical portfolio composition is expected to comprise 30 to 35 individual securities.

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH -0.62% -0.28% -0.34%
3 MONTHS 2.90% 6.33% -3.43%
6 MONTHS 0.09% 2.92% -2.83%
1 YEAR -1.07% 11.88% -12.95%
2 YEAR 11.94% 10.98% 0.96%
SINCE INCEPTION 16.49% 16.06% 0.43%

Calendar Year Performance

Year Return
CY 2025 -1.07%
CY 2024 26.66%

Financial Year Performance

Year Return
FY 26_YTD 11.51%
FY 25 10.60%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

Portfolio Management Services are overseen by Mr. Kartik Bhaskerray Mehta, who serves as the Fund Manager. He holds an MBA in Finance from the Indian Institute of Finance, Delhi, and possesses over two decades of experience in financial and equity management, contributing significant market acumen. His prior roles at reputable organizations including IDFC Asset Management Ltd., Canara Robeco Asset Management Ltd., Sushil Financial Services Pvt Ltd, and Asset Alliance Securities Pvt Ltd, establish him as a well-qualified professional for managing client portfolios and developing robust investment strategies.

Portfolio Details

Portfolio Composition

Large Cap
35.67%
Mid Cap
26.00%
Small Cap
31.01%
Cash & Equivalent
7.32%

Top 5 Holdings

  • Undisclosed N/A
  • Undisclosed N/A
  • Undisclosed N/A
  • Undisclosed N/A
  • Undisclosed N/A

Top 5 Sectors

  • Healthcare 22.77%
  • Automobile and Auto Components 16.38%
  • Capital Goods 13.76%
  • Consumer Durables 7.59%
  • Metals & Mining 6.81%

Portfolio Characteristics

total number of stocks
N/A
top 5 stocks percent
N/A
top 5 sectors percent
67.31%
average market cap
N/A
portfolio age
2 Yrs, 1 Months
sip
Not Available
stp
Not Available

Fee Structure

Fixed Fee

AMC: 2.5%

Variable Fee

AMC: No Option

Hurdle: 8.00% or 7.00%

Profit Sharing: 25% Profit Sharing above 7% Hurdle or 20% Profit Sharing above 8% Hurdle

Exit Load

Year 1: 0%

Year 2: 0%

Year 3: 0%

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Disclaimer

Returns are as of 2025-12-31. Returns for periods up to one year are not annualized. Returns for periods exceeding one year are annualized. Returns are computed using the Time Weighted Rate of Return (TWRR) methodology and are provided by the respective Asset Management Companies (AMCs). 'ND' denotes 'No Data', and 'NA' denotes 'Not Applicable'. The performance of the respective Benchmark Indices is presented above. Benchmark(s) are as defined in SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022, APMI circular no. APMI/2022-23/02 dated March 23, 2023, and Revised Annexure-1.

This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

Last Updated: January 2026 · Published by Affluense AI (affluense.ai)