This portfolio undergoes a bi-monthly review and realignment, guided by artificial intelligence-driven insights.
This portfolio seeks to achieve consistent, long-term capital growth by strategically allocating assets within a hybrid (human and AI-driven) framework. Investments are concentrated in fundamentally robust businesses listed on the BSE 200 index, with a primary objective of mitigating downside risk.
Returns as on 2025-12-31
| Period | Strategy | Benchmark | Outperformance |
|---|---|---|---|
| 1 MONTH | -0.10% | -0.24% | 0.14% |
| 3 MONTHS | 6.90% | 5.02% | 1.88% |
| 6 MONTHS | 2.56% | 1.63% | 0.93% |
| 1 YEAR | -2.74% | 7.63% | -10.37% |
| 2 YEAR | 2.93% | 11.65% | -8.72% |
| 3 YEAR | 9.60% | 16.41% | -6.81% |
| 5 YEAR | 11.46% | 16.82% | -5.36% |
| SINCE INCEPTION | 14.60% | 17.39% | -2.79% |
| Year | Return |
|---|---|
| CY 2025 | -2.74% |
| CY 2024 | 10.06% |
| CY 2023 | 24.26% |
| CY 2022 | -3.99% |
| CY 2021 | 36.07% |
| CY 2020 | 34.52% |
| CY 2019 | 1.40% |
| Year | Return |
|---|---|
| FY 26_YTD | 10.71% |
| FY 25 | -2.20% |
| FY 24 | 23.86% |
| FY 23 | -2.46% |
| FY 22 | 35.35% |
| FY 21 | 53.42% |
| FY 20 | 13.70% |
Past performance is not indicative of future results. Returns are subject to market risks.
Fund Manager
Mr. Hemant Desai serves as the Promoter and Chairman of Concept Investwell Pvt. Ltd. He holds a graduate degree in Economics and a postgraduate qualification in Business Management with a focus on Finance. These academic credentials are complemented by approximately 50 years of extensive professional experience across Banking, Management Consultancy, Real Estate, and Investment Services, including a significant 25-year tenure in Capital Markets Services.
AMC: 2.25%
AMC: 1.5%
Hurdle: 7%
Profit Sharing: 10%
Year 1: 2%
Year 2: 1%
Year 3: 0%
Get in touch with our partner to learn more about 's portfolio management services and how they align with your investment goals.
Returns are as of 2025-12-31. Returns for periods up to one year are not annualized. Returns for periods exceeding one year are annualized. Returns are computed using the Time Weighted Rate of Return (TWRR) methodology and are provided by the respective Asset Management Companies (AMCs). 'ND' denotes 'No Data', and 'NA' denotes 'Not Applicable'. The performance of the respective Benchmark Indices is presented above. Benchmark(s) are as defined in SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022, APMI circular no. APMI/2022-23/02 dated March 23, 2023, and Revised Annexure-1.
This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.
Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.
Last Updated: January 2026 · Published by Affluense AI (affluense.ai)
