Affluense AI AFFLUENSE

Value Fund

Joindre Capital Services Ltd
PMS Multi Cap & Flexi Cap
Benchmark
S&P BSE 500 TRI
Inception Date
5 November 2018
Min. Investment
₹50,00,000
SIP Available
No
STP Available
No

Investment Strategy

Investment Approach

An investment approach focused on diversified equity portfolios, employing a stock selection methodology grounded in the principle that revenue figures represent aspirational targets, profitability indicates financial health, and the generation of cash is the definitive measure of an enterprise's operational and financial solvency.

Investment Objective

To facilitate enduring capital appreciation and preservation for investors.

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH -1.42% -0.24% -1.18%
3 MONTHS 1.08% 5.02% -3.94%
6 MONTHS -4.29% 1.63% -5.92%
1 YEAR -4.34% 7.63% -11.97%
2 YEAR 7.39% 11.64% -4.25%
3 YEAR 12.11% 16.40% -4.29%
5 YEAR 10.34% 16.82% -6.48%
SINCE INCEPTION 12.55% 16.02% -3.47%

Calendar Year Performance

Year Return
CY 2025 -4.34%
CY 2024 20.57%
CY 2023 22.17%
CY 2022 -8.06%
CY 2021 26.25%
CY 2020 22.53%
CY 2019 12.73%
CY 2018 5.10%

Financial Year Performance

Year Return
FY 26_YTD 9.14%
FY 25 6.82%
FY 24 28.00%
FY 23 -5.41%
FY 22 10.58%
FY 21 60.84%
FY 20 -12.00%
FY 19 8.20%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

V Jayaram

Fund Manager

With over two and a half decades of expertise in equity analysis and portfolio management, Jayaram is a Chartered Accountant. Previously, he served as the Fund Manager for investor PMS portfolios at Shreyas Stocks Pvt. Ltd. During his tenure, he consistently identified high-performing investment opportunities and achieved superior market returns for clients, navigating diverse economic landscapes encompassing bull and bear markets, fluctuating interest rates and inflation, and evolving energy price cycles, alongside various political administrations. Jayaram adheres to a strong conviction in and practice of value investing principles. His extensive market knowledge and profound comprehension of financial fundamentals underscore his commitment to making investment choices that prioritize the best interests of client portfolios.

Portfolio Details

Portfolio Composition

Large Cap
33.59%
Mid Cap
25.01%
Small Cap
38.27%
Cash & Equivalent
2.93%

Top 5 Holdings

  • HDFC Bank Ltd 9.02%
  • 360 One Wam Limited 6.63%
  • Central Depository Services India Ltd 4.86%
  • Bosch Ltd 4.67%
  • Infosys Ltd 3.98%

Top 5 Sectors

  • Financial Services 33.72%
  • Information Technology 13.96%
  • Automobiles and Autocomponents 12.21%
  • Capital Goods 10.41%
  • Healthcare 8.44%

Portfolio Characteristics

total number of stocks
52
top 5 stocks percent
29.16%
top 5 sectors percent
78.74%
average market cap
N/A
portfolio age
7 Yrs, 1 Months
sip
Not Available
stp
Not Available

Fee Structure

Fixed Fee

AMC: 2.5%

Variable Fee

AMC: 1.6%

Hurdle: 11%

Profit Sharing: 20%

Exit Load

Year 1: 1.5%

Year 2: 1%

Year 3: 1%

Interested in ?

Get in touch with our partner to learn more about 's portfolio management services and how they align with your investment goals.

Disclaimer

Returns are as of 2025-12-31. Returns for periods up to one year are not annualized. Returns for periods exceeding one year are annualized. Returns are computed using the Time Weighted Rate of Return (TWRR) methodology and are provided by the respective Asset Management Companies (AMCs). 'ND' denotes 'No Data', and 'NA' denotes 'Not Applicable'. The performance of the respective Benchmark Indices is presented above. Benchmark(s) are as defined in SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022, APMI circular no. APMI/2022-23/02 dated March 23, 2023, and Revised Annexure-1.

This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

Last Updated: January 2026 · Published by Affluense AI (affluense.ai)