Affluense AI AFFLUENSE

Multifactor Equity

Motilal Oswal Asset Management Company Ltd
PMS Multi Cap & Flexi Cap
Benchmark
S&P BSE 500 TRI
Inception Date
6 May 2021
Min. Investment
₹50,00,000
SIP Available
Yes
STP Available
Yes

Investment Strategy

Investment Approach

This quantitative portfolio construction methodology prioritizes investments in companies demonstrating strong performance across established investment factors, including quality, value, momentum, and low volatility.

Investment Objective

The investment strategy aims to generate alpha relative to the broader market throughout the investment cycle. This is achieved by constructing a diversified portfolio that incorporates various investment factors, managed through a systematic and rule-based methodology.

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH 0.83% -0.24% 1.07%
3 MONTHS 5.54% 5.02% 0.52%
6 MONTHS 0.94% 1.63% -0.69%
1 YEAR -0.15% 7.63% -7.78%
2 YEAR 9.40% 11.63% -2.23%
3 YEAR 20.68% 16.39% 4.29%
SINCE INCEPTION 15.53% 16.15% -0.62%

Calendar Year Performance

Year Return
CY 2025 -0.15%
CY 2024 19.50%
CY 2023 51.60%
CY 2022 -10.71%
CY 2021 26.81%

Financial Year Performance

Year Return
FY 26_YTD 10.53%
FY 25 -2.80%
FY 24 76.21%
FY 23 -5.87%
FY 22 16.01%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

Bijon Pani

Fund Manager

Dr. Bijon Pani, Ph.D., brings over 12 years of extensive experience in quantitative investment management, encompassing both global and Indian markets. His responsibilities include overseeing quantitative strategies within Alternative Investment Funds (AIFs) and Portfolio Management Services (PMS), in addition to leading quantitative research initiatives. Prior to his current role, Dr. Pani held positions at prominent institutions such as NJ Asset Management Company (AMC), IDFC AMC, Barclays Capital, and Eden Financial. He also served as a visiting faculty member at XLRI Jamshedpur. Dr. Pani holds a Ph.D. in Finance from EDHEC, France, with a specialization in factor investing. Further academic qualifications include a Master of Science (MS) in Finance from the London Business School and a Master of Science (MSc) in Computer Science from the University of Oxford.

Portfolio Details

Portfolio Composition

Large Cap
56.30%
Mid Cap
34.40%
Small Cap
7.00%
Cash & Equivalent
2.30%

Top 5 Holdings

  • Undisclosed N/A
  • Undisclosed N/A
  • Undisclosed N/A
  • Undisclosed N/A
  • Undisclosed N/A

Top 5 Sectors

  • Financial Services 23.82%
  • Healthcare 15.33%
  • Automobile and Auto Components 12.04%
  • Capital Goods 9.92%
  • Fast Moving Consumer Goods 9.88%

Portfolio Characteristics

total number of stocks
21
top 5 stocks percent
N/A
top 5 sectors percent
70.99%
average market cap
N/A
portfolio age
4 Yrs, 7 Months
sip
Available
stp
Available

Fee Structure

Fixed Fee

AMC: 2.5%

Variable Fee

AMC: No Option

Hurdle: 8.00%

Profit Sharing: 20% Profit Sharing Over 8% Hurdle Rate

Exit Load

Year 1: 2%

Year 2: 0%

Year 3: 0%

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Disclaimer

Returns are as of 2025-12-31. Returns for periods up to one year are not annualized. Returns for periods exceeding one year are annualized. Returns are computed using the Time Weighted Rate of Return (TWRR) methodology and are provided by the respective Asset Management Companies (AMCs). 'ND' denotes 'No Data', and 'NA' denotes 'Not Applicable'. The performance of the respective Benchmark Indices is presented above. Benchmark(s) are as defined in SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022, APMI circular no. APMI/2022-23/02 dated March 23, 2023, and Revised Annexure-1.

This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

Last Updated: January 2026 · Published by Affluense AI (affluense.ai)