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Nippon Life India Asset Management Ltd
PMS Large Cap
Benchmark
S&P BSE 500 TRI
Inception Date
24 September 2004
Min. Investment
₹50,00,000
SIP Available
No
STP Available
Yes

Investment Strategy

Investment Approach

The investment strategy allocates between 60% and 80% to large-capitalization equities, aiming to impart portfolio stability. A further 20% to 40% is directed towards high-quality mid-capitalization stocks, with the objective of enhancing upside potential. The portfolio is concentrated across the top 20 to 25 identified investment ideas, ensuring substantial allocations to most holdings while upholding comprehensive diversification.

Investment Objective

Our investment approach prioritizes identifying high-potential equities through a proprietary "Must 5" Quality framework. This bottom-up methodology focuses on selecting stocks exhibiting characteristics that we believe can lead to superior returns.

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH -0.60% -0.20% -0.40%
3 MONTHS 4.80% 5.00% -0.20%
6 MONTHS 5.00% 1.60% 3.40%
1 YEAR 10.70% 7.60% 3.10%
2 YEAR 11.40% 11.60% -0.20%
3 YEAR 18.80% 16.40% 2.40%
5 YEAR 16.30% 16.80% -0.50%
SINCE INCEPTION 14.70% 15.50% -0.80%

Calendar Year Performance

Year Return
CY 2025 10.70%
CY 2024 12.12%
CY 2023 35.08%
CY 2022 0.40%

Financial Year Performance

Year Return
FY 26_YTD 16.91%
FY 25_YTD -2.50%
FY 24 47.18%
FY 23 -2.00%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

With over 28 years of extensive experience in the financial services industry, Gurbir Singh Chopra possesses a distinguished track record in leadership positions encompassing sales, distribution, and portfolio management across diverse Indian markets. His career highlights include significant contributions to organisations such as Nippon Life India Asset Management, Reliance Capital Pension Fund Manager, and the ICICI Group, where he consistently drove impactful outcomes and fostered substantial organisational growth. Mr. Chopra's expertise extends to the effective management of substantial teams, the strategic acceleration of business development, and the successful acquisition of critical mandates from leading financial entities and regulatory authorities.

Portfolio Details

Portfolio Composition

Large Cap
28.80%
Mid Cap
23.82%
Small Cap
23.43%
Cash & Equivalent
10.76%

Top 5 Holdings

  • Cash & Cash Equivalents 10.76%
  • Reliance Industries Ltd 6.96%
  • MphasiS Limited 4.12%
  • One 97 Communications Limited 4.01%
  • Housing &Urban Development Corporation Ltd. 3.91%

Top 5 Sectors

  • Financial Services 19.33%
  • Information Technology 11.54%
  • Healthcare 7.19%
  • Oil, Gas & Consumable Fuels 6.96%
  • Capital Goods 5.01%

Portfolio Characteristics

total number of stocks
34
top 5 stocks percent
29.76%
top 5 sectors percent
50.03%
average market cap
N/A
portfolio age
21 Yrs, 3 Months
sip
Not Available
stp
Available

Fee Structure

Fixed Fee

AMC: 2.5%

Variable Fee

AMC: No Option

Hurdle: No Option

Profit Sharing: No Option

Exit Load

Year 1: 2%

Year 2: 0%

Year 3: 0%

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Disclaimer

Returns are as of 2025-12-31. Returns for periods up to one year are not annualized. Returns for periods exceeding one year are annualized. Returns are computed using the Time Weighted Rate of Return (TWRR) methodology and are provided by the respective Asset Management Companies (AMCs). 'ND' denotes 'No Data', and 'NA' denotes 'Not Applicable'. The performance of the respective Benchmark Indices is presented above. Benchmark(s) are as defined in SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022, APMI circular no. APMI/2022-23/02 dated March 23, 2023, and Revised Annexure-1.

This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

Last Updated: January 2026 · Published by Affluense AI (affluense.ai)