Affluense AI AFFLUENSE

Emerging India

Nippon Life India Asset Management Ltd
PMS Mid Cap
Benchmark
S&P BSE 500 TRI
Inception Date
7 April 2017
Min. Investment
₹50,00,000
SIP Available
No
STP Available
Yes

Investment Strategy

Investment Approach

**Core Investment Philosophy:** Our proprietary "Must 5" investment framework is built upon an unwavering commitment to identifying and investing in high-quality businesses. **Strategic Focus Areas:** Our investment strategy centers on opportunities arising from: * **Ascending Consumer Discretionary Expenditure:** Benefiting from increasing household spending on non-essential goods and services. * **Domestic Manufacturing Enhancement:** Capitalizing on growth in India's indigenous manufacturing sector. * **Emerging Economic Sectors:** Investing in businesses poised to benefit from the growth of new and innovative industries. * **Infrastructure Revitalization:** Identifying companies contributing to and benefiting from the ongoing revival and expansion of India's infrastructure.

Investment Objective

A mid-cap investment strategy focused on rapidly expanding enterprises demonstrating current or prospective leadership within their respective sectors.

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH -2.00% -0.20% -1.80%
3 MONTHS 2.00% 5.00% -3.00%
6 MONTHS -0.90% 1.60% -2.50%
1 YEAR 1.20% 7.60% -6.40%
2 YEAR 10.70% 11.60% -0.90%
3 YEAR 21.40% 16.40% 5.00%
5 YEAR 20.30% 16.80% 3.50%
SINCE INCEPTION 15.50% 14.60% 0.90%

Calendar Year Performance

Year Return
CY 2025 1.20%
CY 2024 21.21%
CY 2023 46.00%
CY 2022 -1.10%

Financial Year Performance

Year Return
FY 26_YTD 13.86%
FY 25 7.07%
FY 24 51.13%
FY 23 -3.40%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

With over 28 years of extensive experience in the financial services industry, Gurbir Singh Chopra possesses a distinguished track record in leadership positions encompassing sales, distribution, and portfolio management across diverse Indian markets. His career highlights include significant contributions to organisations such as Nippon Life India Asset Management, Reliance Capital Pension Fund Manager, and the ICICI Group, where he consistently drove impactful outcomes and fostered substantial organisational growth. Mr. Chopra's expertise extends to the effective management of substantial teams, the strategic acceleration of business development, and the successful acquisition of critical mandates from leading financial entities and regulatory authorities.

Portfolio Details

Portfolio Composition

Large Cap
9.11%
Mid Cap
39.23%
Small Cap
24.93%
Cash & Equivalent
9.11%

Top 5 Holdings

  • Cash & Cash Equivalents 9.11%
  • Cholamandalam Investment and Finance Company Ltd 4.96%
  • Timken India Ltd 4.67%
  • NLC India Limited 4.21%
  • Coforge Limited 3.51%

Top 5 Sectors

  • Financial Services 30.74%
  • Capital Goods 10.93%
  • Information Technology 8.29%
  • Healthcare 6.10%
  • Automobile and Auto Components 4.58%

Portfolio Characteristics

total number of stocks
32
top 5 stocks percent
26.46%
top 5 sectors percent
60.64%
average market cap
N/A
portfolio age
8 Yrs, 8 Months
sip
Not Available
stp
Available

Fee Structure

Fixed Fee

AMC: 2.5%

Variable Fee

AMC: No Option

Hurdle: No Option

Profit Sharing: No Option

Exit Load

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Disclaimer

Returns are as of 2025-12-31. Returns for periods up to one year are not annualized. Returns for periods exceeding one year are annualized. Returns are computed using the Time Weighted Rate of Return (TWRR) methodology and are provided by the respective Asset Management Companies (AMCs). 'ND' denotes 'No Data', and 'NA' denotes 'Not Applicable'. The performance of the respective Benchmark Indices is presented above. Benchmark(s) are as defined in SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022, APMI circular no. APMI/2022-23/02 dated March 23, 2023, and Revised Annexure-1.

This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

Last Updated: January 2026 · Published by Affluense AI (affluense.ai)