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Indian Economic Transformation

Nippon Life India Asset Management Ltd
PMS Multi Cap & Flexi Cap
Benchmark
S&P BSE 500 TRI
Inception Date
22 October 2018
Min. Investment
₹50,00,000
SIP Available
No
STP Available
No

Investment Strategy

Investment Approach

The investment strategy focuses on identifying and investing in companies poised to significantly benefit from key economic shifts. These shifts include the formalization of the informal economy, the transition from unbranded to branded goods, the increasing financialization of savings, and the growth in discretionary consumer spending. The selection process will adhere to a rigorous "Must 5" investment framework.

Investment Objective

This investment strategy is designed to capitalize on India's economic expansion by concentrating on companies poised for significant growth. The portfolio will focus on emerging businesses that are well-positioned to benefit from the ongoing economic transformation within India, with the objective of generating enhanced investment returns.

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH -1.20% -0.20% -1.00%
3 MONTHS 4.20% 5.00% -0.80%
6 MONTHS 2.20% 1.60% 0.60%
1 YEAR 7.10% 7.60% -0.50%
2 YEAR 11.70% 11.60% 0.10%
3 YEAR 16.20% 16.40% -0.20%
5 YEAR 15.10% 16.80% -1.70%
SINCE INCEPTION 15.90% 16.50% -0.60%

Calendar Year Performance

Year Return
CY 2025 7.10%
CY 2024 16.56%
CY 2023 25.83%
CY 2022 -2.10%

Financial Year Performance

Year Return
FY 26_YTD 15.32%
FY 25 1.77%
FY 24 41.94%
FY 23 -3.70%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

With over 28 years of extensive experience in the financial services industry, Gurbir Singh Chopra possesses a distinguished track record in leadership positions encompassing sales, distribution, and portfolio management across diverse Indian markets. His career highlights include significant contributions to organisations such as Nippon Life India Asset Management, Reliance Capital Pension Fund Manager, and the ICICI Group, where he consistently drove impactful outcomes and fostered substantial organisational growth. Mr. Chopra's expertise extends to the effective management of substantial teams, the strategic acceleration of business development, and the successful acquisition of critical mandates from leading financial entities and regulatory authorities.

Portfolio Details

Portfolio Composition

Large Cap
19.54%
Mid Cap
22.85%
Small Cap
26.31%
Cash & Equivalent
14.74%

Top 5 Holdings

  • Cash & Cash Equivalents 14.74%
  • Reliance Industries Ltd 6.76%
  • MphasiS Limited 3.51%
  • Bharti Airtel Ltd. 3.38%
  • Housing &Urban Development Corporation Ltd. 3.35%

Top 5 Sectors

  • Financial Services 21.32%
  • Information Technology 8.97%
  • Healthcare 8.71%
  • Capital Goods 7.66%
  • Oil, Gas & Consumable Fuels 6.76%

Portfolio Characteristics

total number of stocks
32
top 5 stocks percent
31.74%
top 5 sectors percent
53.42%
average market cap
N/A
portfolio age
7 Yrs, 2 Months
sip
Not Available
stp
Not Available

Fee Structure

Fixed Fee

AMC: 2.5%

Variable Fee

AMC: No Option

Hurdle: No Option

Profit Sharing: No Option

Exit Load

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Disclaimer

Returns are as of 2025-12-31. Returns for periods up to one year are not annualized. Returns for periods exceeding one year are annualized. Returns are computed using the Time Weighted Rate of Return (TWRR) methodology and are provided by the respective Asset Management Companies (AMCs). 'ND' denotes 'No Data', and 'NA' denotes 'Not Applicable'. The performance of the respective Benchmark Indices is presented above. Benchmark(s) are as defined in SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022, APMI circular no. APMI/2022-23/02 dated March 23, 2023, and Revised Annexure-1.

This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

Last Updated: January 2026 · Published by Affluense AI (affluense.ai)