Affluense AI AFFLUENSE

Target Return Investment Fund

Sowilo Investment Managers
PMS Small & Mid Cap
Benchmark
S&P BSE 500 TRI
Inception Date
26 June 2023
Min. Investment
₹1,00,00,000
AUM (Cr.)
₹51.50
SIP Available
No
STP Available
No

Investment Strategy

Investment Approach

Our investment strategy focuses on identifying equities trading below their intrinsic value, a phenomenon often driven by factors such as: * Cyclical economic shifts * Abrupt regulatory alterations * Unintended consequences of unrelated events * Fleeting instability in the global socio-political landscape * Any form of transient market disruption

Investment Objective

This investment strategy is designed for sophisticated investors who maintain a long-term perspective while embracing an agile investment methodology. Such investors possess a pronounced tolerance for risk, coupled with a corresponding expectation for enhanced returns, and seek elevated Internal Rates of Return (IRR) on a concentrated segment of their total portfolio. This offering provides a platform for experienced investors to validate their investment theses, capitalize on market cycles, sector rotations, and prevailing macroeconomic and microeconomic conditions.

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH -0.27% -0.24% -0.03%
3 MONTHS -3.01% 5.02% -8.03%
6 MONTHS -6.89% 1.63% -8.52%
1 YEAR -12.90% 7.63% -20.53%
2 YEAR 10.73% 11.64% -0.91%
SINCE INCEPTION 17.91% 17.53% 0.38%

Calendar Year Performance

Year Return
CY 2025 -12.90%
CY 2024 40.79%

Financial Year Performance

Year Return
FY 26_YTD 10.18%
FY 25 14.41%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

Sandip Agarwal

Fund Manager

Sandip, a Chartered Accountant with over two decades of diverse professional experience, brings a wealth of expertise in financial research and advisory. He has a proven track record of serving Mutual Funds, Pension Funds, and Insurance Funds both domestically and internationally, with a specialization in the technology, telecom, and internet sectors. Sandip has garnered significant industry recognition, achieving rankings in the Asia Money Best Technology Analyst awards for three consecutive years: No. 2 in 2020, No. 1 in 2021, and No. 2 in 2022. Prior to this, he held the position of Executive Director (Investment Analyst – IT, Telecom & Internet) at Edelweiss Financial Services, a role he occupied since 2012. His insights have been regularly sought after by prominent financial media outlets, including CNBC, Bloomberg, and ET Now, and he has been featured in leading financial publications such as The Economic Times and Business Standard. A distinguished academic, Sandip is a rank holder in his CA Final examinations and a graduate of Bengal University. His extensive and varied experience makes him exceptionally well-suited to lead the fund management initiatives at Sowilo.

Portfolio Details

Portfolio Composition

Large Cap
3.10%
Mid Cap
10.95%
Small Cap
83.66%
Cash & Equivalent
2.29%

Top 5 Holdings

  • Landmark Cars Limited 5.32%
  • Nesco Ltd 4.49%
  • Arvind Smartspaces Ltd 3.86%
  • Gujarat Ambuja Exports Ltd 3.65%
  • Granules India Ltd 3.35%

Top 5 Sectors

  • Pharmaceuticals 6.10%
  • Automobile 5.30%
  • Hotels 4.80%
  • Other Elect Equip Prod 4.80%
  • Misc Commercial Services 4.50%

Portfolio Characteristics

total number of stocks
N/A
top 5 stocks percent
20.67%
top 5 sectors percent
25.50%
average market cap
N/A
portfolio age
2 Yrs, 6 Months
sip
Not Available
stp
Not Available

Fee Structure

Fixed Fee

AMC: 2.5%

Variable Fee

AMC: 1.25%

Hurdle: 8%

Profit Sharing: 10%

Exit Load

Year 1: 1%

Year 2: 0%

Year 3: 0%

Interested in ?

Get in touch with our partner to learn more about 's portfolio management services and how they align with your investment goals.

Disclaimer

Returns are as of 2025-12-31. Returns for periods up to one year are not annualized. Returns for periods exceeding one year are annualized. Returns are computed using the Time Weighted Rate of Return (TWRR) methodology and are provided by the respective Asset Management Companies (AMCs). 'ND' denotes 'No Data', and 'NA' denotes 'Not Applicable'. The performance of the respective Benchmark Indices is presented above. Benchmark(s) are as defined in SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022, APMI circular no. APMI/2022-23/02 dated March 23, 2023, and Revised Annexure-1.

This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

Last Updated: January 2026 · Published by Affluense AI (affluense.ai)