Affluense AI AFFLUENSE

Core Equity Portfolio

PGIM India
PMS Multi Cap & Flexi Cap
Benchmark
Nifty 50 TRI
Inception Date
8 July 2013
Min. Investment
₹50,00,000
AUM (Cr.)
₹119.15
SIP Available
No
STP Available
Yes

Investment Strategy

Investment Approach

The portfolio will identify and invest in companies with strong fundamentals which are available at a reasonable price when seen in light of business projections, projected cash flows and market value of assets. Such opportunities are available when companies are going through a period of temporary difficulty or are ignored by the market.

Investment Objective

It seeks to generate returns by investing in a portfolio of quality companies that are available at reasonable valuations and have the potential of superior wealth creation over long term.

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH -0.52% -0.28% -0.24%
3 MONTHS 3.37% 6.33% -2.96%
6 MONTHS -3.48% 2.92% -6.40%
1 YEAR -3.60% 11.88% -15.48%
2 YEAR 5.63% 10.97% -5.34%
3 YEAR 11.28% 14.32% -3.04%
5 YEAR 15.90% 14.68% 1.22%
SINCE INCEPTION 14.36% 14.07% 0.29%

Calendar Year Performance

Year Return
CY 2025 -3.60%
CY 2024 15.65%
CY 2023 23.37%
CY 2022 10.82%
CY 2021 35.06%
CY 2020 7.65%
CY 2019 -0.83%
CY 2018 -3.30%
CY 2017 22.83%
CY 2016 9.21%
CY 2015 1.83%
CY 2014 61.69%
CY 2013 13.27%

Financial Year Performance

Year Return
FY 26_YTD 4.00%
FY 25 6.18%
FY 24 29.91%
FY 23 4.89%
FY 22 24.29%
FY 21 53.23%
FY 20 -23.66%
FY 19 3.82%
FY 18 5.44%
FY 17 23.05%
FY 16 -2.24%
FY 15 41.75%
FY 14 30.40%
FY 13 13.27%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

Surjitt Singh Arora

Fund Manager, PMS

Surjitt Singh Arora is Portfolio Manager – Portfolio Management Services at PGIM India Asset Management Private Limited. He is the Portfolio Manager for PGIM India Phoenix Portfolio and PGIM India Core Equity Portfolio. Surjitt holds a Bachelor’s degree in Management Studies from Sydenham College, Mumbai and a Master’s degree in Management Studies from Sydenham Institute of Management and Research (SIMSREE), Mumbai. Surjitt Singh Arora has more than 16 years of rich work experience in the Equity Markets including over 6 years in the asset management industry. In his last stint, Surjitt was Head - PMS and Principal Officer with Tata Asset Management. Prior to that he was with Tata Mutual Fund as Equity Research Analyst.

Portfolio Details

Portfolio Composition

Large Cap
58.10%
Mid Cap
27.26%
Small Cap
7.33%
Cash & Equivalent
2.02%

Top 5 Holdings

  • Shriram Finance Limited 5.88%
  • Reliance Industries Ltd 5.77%
  • Axis Bank Ltd. 5.27%
  • Hdfc Life Insurance Company Limited 5.16%
  • UltraTech Cement Ltd 4.70%

Top 5 Sectors

  • Financial Services 20.92%
  • Healthcare 13.04%
  • Capital Goods 11.02%
  • Information Technology 8.22%
  • Automobile and Auto Components 7.98%

Portfolio Characteristics

total number of stocks
23
top 5 stocks percent
26.78%
top 5 sectors percent
61.18%
average market cap
N/A
portfolio age
12 Yrs, 5 Months
sip
Not Available
stp
Available

Fee Structure

Fixed Fee

AMC: 2.5%

Variable Fee

AMC: 1.5%

Hurdle: 10%

Profit Sharing: 20%

Exit Load

Year 1: 3%

Year 2: 2%

Year 3: 1%

Disclaimer

* Returns are as on31st December 2025 , * Returns over a 1 year period are annualized * Returns are calculated using the Time Weighted Rate of Return (TWRR) method and as provided by the respective AMCs. *ND (No Data) , * NA(Not Applicable) * Returns of the respective Benchmark Indices used are tabulated above. Benchmark(s) given are as per SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022 and the APMI circular no. APMI/2022-23/02 dated 23rd March,2023 and Revised Annexure-1

This profile is provided for general informational purposes only and is based on publicly available information. While reasonable care is taken, the content may not always reflect the latest updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

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Last Updated: January 2026 · Published by Affluense AI (affluense.ai)

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