Affluense AI AFFLUENSE

Value Fund

Joindre Capital Services Ltd
PMS Multi Cap & Flexi Cap
Benchmark
S&P BSE 500 TRI
Inception Date
5 November 2018
Min. Investment
₹50,00,000
SIP Available
No
STP Available
No

Investment Strategy

Investment Approach

A multi-cap strategy with stock selection based on the understanding that “Sales is Vanity, Profit is Sanity and Cash Flow is Reality

Investment Objective

To create long term wealth for investors by building and protecting their capital

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH -1.42% -0.24% -1.18%
3 MONTHS 1.08% 5.02% -3.94%
6 MONTHS -4.29% 1.63% -5.92%
1 YEAR -4.34% 7.63% -11.97%
2 YEAR 7.39% 11.64% -4.25%
3 YEAR 12.11% 16.40% -4.29%
5 YEAR 10.34% 16.82% -6.48%
SINCE INCEPTION 12.55% 16.02% -3.47%

Calendar Year Performance

Year Return
CY 2025 -4.34%
CY 2024 20.57%
CY 2023 22.17%
CY 2022 -8.06%
CY 2021 26.25%
CY 2020 22.53%
CY 2019 12.73%
CY 2018 5.10%

Financial Year Performance

Year Return
FY 26_YTD 9.14%
FY 25 6.82%
FY 24 28.00%
FY 23 -5.41%
FY 22 10.58%
FY 21 60.84%
FY 20 -12.00%
FY 19 8.20%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

V Jayaram

Fund Manager

Jayaram is a Chartered Accountant with more than 25 years of experience in equity research and funds management. He was the Fund Manager managing the PMS funds for investors at Shreyas Stocks Pvt. Ltd. He was instrumental in generating winning ideas and market beating returns for investors across different business and market environment which covers bull and bear markets, interest rates and inflation cycles, energy prices cycles, various political formations etc. He is an ardent believer and follower of value investing philosophy. His experience and in-depth understanding of markets and financials ensure that each investment decision will be in the utmost interest of the client portfolio.

Portfolio Details

Portfolio Composition

Large Cap
33.59%
Mid Cap
25.01%
Small Cap
38.27%
Cash & Equivalent
2.93%

Top 5 Holdings

  • HDFC Bank Ltd 9.02%
  • 360 One Wam Limited 6.63%
  • Central Depository Services India Ltd 4.86%
  • Bosch Ltd 4.67%
  • Infosys Ltd 3.98%

Top 5 Sectors

  • Financial Services 33.72%
  • Information Technology 13.96%
  • Automobiles and Autocomponents 12.21%
  • Capital Goods 10.41%
  • Healthcare 8.44%

Portfolio Characteristics

total number of stocks
52
top 5 stocks percent
29.16%
top 5 sectors percent
78.74%
average market cap
N/A
portfolio age
7 Yrs, 1 Months
sip
Not Available
stp
Not Available

Fee Structure

Fixed Fee

AMC: 2.5%

Variable Fee

AMC: 1.6%

Hurdle: 11%

Profit Sharing: 20%

Exit Load

Year 1: 1.5%

Year 2: 1%

Year 3: 1%

Disclaimer

* Returns are as on31st December 2025 , * Returns over a 1 year period are annualized * Returns are calculated using the Time Weighted Rate of Return (TWRR) method and as provided by the respective AMCs. *ND (No Data) , * NA(Not Applicable) * Returns of the respective Benchmark Indices used are tabulated above. Benchmark(s) given are as per SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022 and the APMI circular no. APMI/2022-23/02 dated 23rd March,2023 and Revised Annexure-1

This profile is provided for general informational purposes only and is based on publicly available information. While reasonable care is taken, the content may not always reflect the latest updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

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Last Updated: January 2026 · Published by Affluense AI (affluense.ai)

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