FIRST Moderate Strategy

Sundaram Alternate Assets Ltd
PMS Debt
Benchmark
Crisil Composite Bond Fund Index
Inception Date
21 June 2024
Min. Investment
₹50,00,000
SIP Available
No
STP Available
No

Investment Strategy

Investment Approach

**Key Investment Objective:** To generate consistent income generation and achieve superior returns by prioritizing a Held-to-Maturity (HTM) investment strategy.

Investment Objective

The F.I.R.S.T Strategy is designed with the primary objective of constructing a consistent, income-producing fixed income bond portfolio. This approach seeks to offer investors exposure to a Risk-adjusted Returns (RAR) framework characterized by diversification and regular income payouts, whilst prioritizing the safeguarding of invested capital.

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH 0.76% 0.23% 0.53%
3 MONTHS 2.15% 1.30% 0.85%
6 MONTHS 4.60% 2.01% 2.59%
1 YEAR 9.99% 6.82% 3.17%
SINCE INCEPTION 10.22% 7.35% 2.87%

Calendar Year Performance

Year Return
CY 2025 9.99%

Financial Year Performance

Year Return
FY 26_YTD 7.10%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

P Sudhakar

Fund Manager

Mr. P. Sudhakar is an MBA graduate with 20 years of experience in corporate credit and credit risk assessment. He has specialized expertise in financial services sector ratings, with over 12 years of experience in credit rating for banks and NBFCs and 16 years in total credit rating experience at a leading Indian agency. His extensive background includes credit risk assessment of mid and large corporate entities across manufacturing, infrastructure, services, and BFSI sectors. Throughout his career, he has held key roles as a member of rating committees, criteria review committees, and sector specialist teams, actively contributing to the development of rating policies, models, and methodologies for banks and NBFCs. Before transitioning to fund management, he worked with ING Vysya Bank Ltd., overseeing credit functions in the business banking segment. His deep expertise in credit evaluation, risk management, and financial structuring makes him a key asset in driving investment strategies.

Portfolio Details

Portfolio Composition

Large Cap
0%
Mid Cap
0%
Small Cap
0%
Cash & Equivalent
0%

Top 5 Holdings

  • Undisclosed N/A
  • Undisclosed N/A
  • Undisclosed N/A
  • Undisclosed N/A
  • Undisclosed N/A

Top 5 Sectors

  • Undisclosed N/A
  • Undisclosed N/A
  • Undisclosed N/A
  • Undisclosed N/A
  • Undisclosed N/A

Portfolio Characteristics

total number of stocks
N/A
top 5 stocks percent
N/A
top 5 sectors percent
N/A
average market cap
N/A
portfolio age
1 Yrs, 6 Months
sip
Not Available
stp
Not Available

Fee Structure

Fixed Fee

AMC: 1%

Exit Load

Year 1: 2%

Year 2: 1%

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Disclaimer

Returns are as of 2025-12-31. Returns for periods up to one year are not annualized. Returns for periods exceeding one year are annualized. Returns are computed using the Time Weighted Rate of Return (TWRR) methodology and are provided by the respective Asset Management Companies (AMCs). 'ND' denotes 'No Data', and 'NA' denotes 'Not Applicable'. The performance of the respective Benchmark Indices is presented above. Benchmark(s) are as defined in SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022, APMI circular no. APMI/2022-23/02 dated March 23, 2023, and Revised Annexure-1.

This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

Last Updated: January 2026 · Published by Affluense AI (affluense.ai)